Recovering Dues from Uninsured Drivers
Have you been in a collision with an uninsured driver? Thankfully, despite the economic slowdowns, and other economic factors, number of drivers with insurance keeps going up. This is largely thanks to mandatory insurance purchases for most. However, it is estimated that as many as 30% drivers still do not carry insurance in the United States. This amounts to nearly 30 million drivers in total. Furthermore, this amounts to nearly 13% chance that you will end up in a collision with a driver who does not have insurance. Idaho also has a high number of uninsured drivers, with 13.2% drivers not carrying insurance. So, if you want to recover dues in the state, be sure to seek legal help from a Boise Idaho auto accident lawyer. Following are 3 ways to recover dues from uninsured drivers.
Collection Notice
On average, it can take less than 60 days on average to collect settlement dues in car accidents. However, the process takes much longer in the case of uninsured drivers. Many say that it is next to impossible to recover money from people who simply don’t have it. However, according to legal experts, this is often not the case. It isn’t that it is impossible to recover the money, but to recover it quickly is the difficult part. For example, your lawyers will generally send three legal notices to the client after speaking to the police. If they know the other party is at fault, they will send legal notices to their home outlining the costs of repair, and expected payment. This process can be extremely lengthy, and can cost hundreds of dollars. So, be sure to know what you are in for.
Online Information System
Online information systems have sped up claims for recovery dues from uninsured drivers. For example, these systems can provide lawyers with information whether the uninsured drivers are exactly that, just uninsured. Many a times, drivers may claim to be uninsured in order to save up on paying higher premiums or losing out on a loan that is just around the corner. It is important to be sure of this information in order to collect.
Third Party Collection Agency
While it may be heartening for everyone involved to push someone who is already standing on the edge, during auto accidents, it is often a necessity as repair costs, medical bills, and liabilities can be enormous. However, handing over debt to third parties is often the necessity to achieve just that. Generally, people without insurance can still have assets, and often take third party collectors far more seriously.